{"id":873,"date":"2020-10-14T09:39:57","date_gmt":"2020-10-14T09:39:57","guid":{"rendered":"http:\/\/agricultureloan.com\/?p=873"},"modified":"2023-03-03T23:47:05","modified_gmt":"2023-03-03T23:47:05","slug":"whole-farm-revenue-protection","status":"publish","type":"post","link":"https:\/\/agricultureloan.com\/whole-farm-revenue-protection\/","title":{"rendered":"What is Whole Farm Revenue Protection?"},"content":{"rendered":"<p>Insuring the crops or livestock on your farm can seem overwhelming. Do you buy individual policies for each type of crop or livestock? That can get expensive and confusing. You may not find a policy for your particular crop either, especially if you are one of the only farmers in the area offering that product. Rather than driving yourself crazy with different insurance plans, consider Whole Farm Revenue Protection.<\/p>\n<p>\n<a href=\"http:\/\/trking10.com\/?f5c=j%2Fokrc9%2BMqAHAvTArBO1Uw%3D%3D&s1=&ts=content&utm_source=Content%20-%20agricultureloan&utm_medium=Body%20Text%20Link\" class=\"cta-button-link\">Get Matched with a Lender, Click Here.<\/a><\/p>\n<h2>Understanding Whole Farm Revenue Protection<\/h2>\n<p>Whole Farm Revenue Protection, known as WFRP, is an insurance policy for farms. Farms with revenue of up to $8.5 million are eligible for the protection. It applies to any type of crop or livestock farm that serves local or nationwide markets. You insure all of your crops or livestock under one policy for simplicity and affordability.<\/p>\n<h2>What Does Whole Farm Revenue Cover?<\/h2>\n<p>A WFRP plan protects farmers from the loss of revenue due to losses due to natural causes. It covers your crops or livestock during the specified period. If you have insurance for the upcoming year, it also includes carryover loss coverage.<\/p>\n<p>In order to recoup your loss, you have 72 hours from the time you determine that your income will be below the insured revenue for the year. A claim may require an inspection. You must also file your farm taxes to make a claim.<\/p>\n<p>\n<a href=\"http:\/\/trking10.com\/?f5c=j%2Fokrc9%2BMqAHAvTArBO1Uw%3D%3D&s1=&ts=content&utm_source=Content%20-%20agricultureloan&utm_medium=Body%20Text%20Link\" class=\"cta-button-link\">Click to See the Latest Mortgage Rates.<\/a><\/p>\n<p><strong>A few examples of what your WFRP may cover include:<\/strong><\/p>\n<ul>\n<li>Loss of revenue from produce grown during the insured period<\/li>\n<li>Loss of revenue from products you bought to resell<\/li>\n<li>A portion of the cost of replanting annual crops<\/li>\n<\/ul>\n<p>Farmers typically have between 50 percent and 85 percent of their approved revenue covered. Your approved revenue may be based on your historic revenue.<\/p>\n<h2>Qualifying for Whole Farm Revenue Protection<\/h2>\n<p>In order to be eligible for Whole Farm Revenue Protection, you must be a US citizen and be in good standing with the federal government. You must also:<\/p>\n<ul>\n<li>File your taxes as a farm<\/li>\n<li>Have a maximum insured revenue of $8.5 million, of which a maximum of $1 million may come from animals and a maximum of $1 million from greenhouse products<\/li>\n<li>If you have resale items, they cannot make up more than 50 percent of your revenues<\/li>\n<li>You must have at least two commodities for sale (diversify)<\/li>\n<\/ul>\n<h2>Claiming a Loss<\/h2>\n<p>If you have a loss, you\u2019ll receive reimbursement after you file your farm taxes. This is when you know if you qualify for a claim as you can tell if your revenue is below the insured amount. You must also prove that your farm expenses were at least 70 percent of the expected expenses when you purchased the policy.<\/p>\n<p>Find a crop insurance agent to help you get the right Whole Farm Revenue Protection. It can make your life a little easier by having one insurance policy while providing protection against a loss of revenue for the year.<\/p>\n<p>\n<a href=\"http:\/\/trking10.com\/?f5c=j%2Fokrc9%2BMqAHAvTArBO1Uw%3D%3D&s1=&ts=content&utm_source=Content%20-%20agricultureloan&utm_medium=CTA%20Button%20Link&utm_content=Orange\" class=\"button-orange\"><span class=\"\">Click Here to Get Matched With a Lender.<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insuring the crops or livestock on your farm can seem overwhelming. Do you buy individual policies for each type of crop or livestock? That can get&#8230;&nbsp;<a class=\"moretag\" href=\"https:\/\/agricultureloan.com\/whole-farm-revenue-protection\/\">Read More<\/a><\/p>\n","protected":false},"author":12,"featured_media":879,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[166],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Whole Farm Revenue Protection - Agriculture Loan<\/title>\n<meta name=\"description\" content=\"Whole Farm Revenue Protection is an insurance policy for farmers to help hedge against the loss of revenue. 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