{"id":32,"date":"2017-06-26T18:22:58","date_gmt":"2017-06-26T18:22:58","guid":{"rendered":"http:\/\/agricultureloan.dev\/?page_id=32"},"modified":"2023-01-06T21:15:55","modified_gmt":"2023-01-06T21:15:55","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/agricultureloan.com\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE PLATFORM OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND TO ALL THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY.<\/p>\n

IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE PLATFORM OR SERVICES.<\/p>\n

This platform offers a combination of marketing and technology services which are utilized by small to large brands for marketing purposes, consent management, and client acquisition\/retention.  This platform\/ service is intended for United States residents only.<\/p>\n

We are not a lender, debt service, debt settlement company, real estate company, insurance agent\/provider, auto sales company, automotive warranty organization or a home services contractor. This is not, and is not intended to be any type of application for any insurance or financial product.<\/p>\n

Consumer Privacy<\/strong><\/p>\n

We are committed to providing users a friendly and safe environment for providing consumer data.<\/p>\n

This Privacy Policy discloses the privacy practices of Higher Lander LLC, a Wyyoming limited liability company and its affiliates and subsidiaries, (collectively \u201cHigher Lander\u201d, \u201cwe\u201d, \u201cus\u201d, \u201cour\u201d, or \u201cCompany\u201d) and governs the use of this platform, or other Company web properties, platforms,  products and services (collectively, the \u201cServices\u201d or \u201cPlatform\u201d) by users (\u201cyou\u201d or \u201cyour\u201d ).<\/p>\n

We have created this Privacy Policy to inform you about what information we collect, how we secure that information, how we use and share that information.<\/p>\n

Information Collected<\/strong><\/p>\n

We collect general types of information about you when you visit and use this platform; examples include personal information, demographic information, behavioral information, and indirect information. Sometimes we collect combinations of these types of information. Depending on what product\/service you inquire about, some of the information that may be requested will be identified as mandatory or as voluntary. If you do not wish to provide the mandatory information for a particular product\/service, you will not be permitted to submit an inquiry as some information is required to process your requests.<\/p>\n

No Information Collected from Children. We will never knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, we have no such information to use or to disclose to third parties.<\/p>\n

\u201cPersonal information\u201d is information that can be used to identify you that you are prompted to provide on this platform to process your inquiry. Such information may include your name, address, telephone number(s), mobile numbers and email address, employment status or other unique information about you which you provide to us on this platform, or through the course of communicating with us about the products and services provided on this platform.<\/p>\n

\u201cDemographic information\u201d is information that refers to selected population characteristics. Such as  zip code, military status, personal and online interests. When we can identify you through this information, it is Personal Information.<\/p>\n

 \u201cBehavioral information\u201d is information which is automatically collected when you use the platform. It includes the areas of the platform that you visit, what services you engage with, and information about your computer hardware and software, including your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet, and other web properties you may have visited. When we can identify you through this information, it is Personal Information. <\/p>\n

\u201cThird party information\u201d is information about you that we acquire from a third party which may include personal, demographic, behavioral and indirect information. This collection may include, but not limited to, first party cookies, third party cookies, anonymous cookies, persistent identifiers, email opt in, and search engine keywords. We have no access or control over these cookies as they are owned by third parties and other tracking devices owned and\/or used by third party advertisers and networks. Because we have no ownership or control over these cookies, they are governed by third party policies and their practices. Therefore, we have no responsibility or liability for such third parties or their policies and practices.<\/p>\n

\u201cWeb technology information\u201d may be personal or non-personal and is collected by us or third parties under contract with us. We use two third party services: ActiveProspect\u2019s TrustedForm Script is used to independently document users\u2019 consent to be contacted. The TrustedForm Script is embedded on this website and collects the following information when you interact with the page(s) where the script is present: page URL, mouse movements and clicks, contact information inputted by the user, a snapshot of the page, including IP address of the user\u2019s computer, time on the page, date and time that the TrustedForm Script was loaded, as well as the date and time of the various user interactions with the page, and HTTP headers from the user\u2019s browser. For more information about ActiveProspect\u2019s data use and collection policies and practices, please review the ActiveProspect Privacy Policy, located at \nActiveProspect<\/a>.  Similarly, we utilize Jornaya\u2019s LeadiD script which is embedded on this website and also collects information such as browser type, Internet service provider (ISP), referring\/exit pages, platform type, date\/time stamp, IP address and number of clicks and  tracks users\u2019 movements around the site (including the capture of visual snapshots of the user\u2019s activity on the site).  To review Jornaya\u2019s data use and collection policies and practices, please visit: \nJornaya<\/a>.  The information collected from this technology is combined with other aggregate data to issue a unique identifier for that site visit.<\/p>\n

Information Collected Through Technology<\/strong><\/p>\n

Generally, we, third parties and advertisers place and use tracking technologies on our website. This includes, but is not limited to cookies, web beacons, and java scripts.<\/p>\n

These technologies or similiar tracking technologies are used to collect web technology information about you which includes data such as internet protocol (IP) addresses, browser type, internet service provider (ISP), referring\/exit pages, operating system, date\/time stamp, and\/or clickstream data. This information is used to analyze trends, administer our Services, track users\u2019 movements through our web properties and gather demographic information about our user base as a whole. We may receive reports based on these technologies on an individual or aggregated basis.<\/p>\n

\u201cCookies\u201d are a feature in your browser software. If enabled, cookies store small amounts of data on your computer about actions you take on the pages of this Platform. Cookies assist us in tracking which of our features you visit most often, and what content you viewed on past visits. When you visit this platform again, cookies allow us to remember you\u2019re your settings and may be used for authentication. We may use cookies to keep track of the number of return visits, accumulate and aggregate statistical information generally pertaining to this platform, and deliver specific content to you based on your past viewing history. You can disable cookies, although this platform may not function properly for you. Your browser preferences can be modified to accept or reject all cookies or request a notification when a cookie is set.<\/p>\n

Third Party Cookies. We allow third party vendors and advertisers to set their own cookies on and through this Platform. We have no control over the practices of those third parties and are not responsible for their technology or tracking. We encourage you to review the policies of such persons or entities on their websites. We use AdWords Remarketing through Google which is a Remarketing and Behavioral Targeting service provided by Google Inc. that connects the activity on this Platform with the AdWords advertising network and the DoubleClick cookie. That Cookie collects information regarding certain patterns in your browsing history. To opt-out of this tracking, please see \nhere<\/a>.<\/p>\n

We also participate in all of Google Analytics Advertising. This includes (i) Remarketing with Google Analytics; (ii) Google Display Network Impression Reporting; (iii) DoubleClick Campaign Manager integration; and (iv) Google Analytics Demographics and Interest Reporting. Google uses cookies to track activity performed by Google Analytics and its AdWords or DoubleClick cookie. To opt-out please see \nhere<\/a>.<\/p>\n

We also use Google Analytics which is an analysis service also provided by Google Inc. Google utilizes the data collected through its cookies to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services. You may opt-out of the Google Analytics service using Google\u2019s Browser Add-available \nhere<\/a>.<\/p>\n

Social Media Cookies: This Platform may include social media features. These features may collect your IP address, which web properties you engage with, and may set a cookie to enable the feature to function properly. Social media features are either hosted by a third party or hosted directly on our web properties. Your interactions with these features are governed by the privacy policy of the company providing it.<\/p>\n

Web Beacons. We use electronic images known as Web Beacons (sometimes called single-pixel gifs, clear gifs or action tags) which allow us to collect information about your visit to this Platform to measure and improve the effectiveness of any marketing and track delivery of advertising and other communication methods. Web Beacons collect only a limited set of information including a cookie number, time and date of page view, as well as a description of the page on which the Web Beacon resides. We may also use Web beacons in email messages sent to you. This allows us to determine if you opened or acted upon the email messages. Because Web beacons are the same as any other content request, you cannot opt out or refuse them. However, they can be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.<\/p>\n

JavaScript. We may also use JavaScript. JavaScript is a computer language that enhances the functionality of web properties, particularly with respect to pictures. It is also used to track, record and analyze user movements through our website. We use it to prove legal compliance, analyze and improve our Platform\u2019s functions. You may deactivate JavaScript through your browser settings or activate it the same way.<\/p>\n

How We Use and Share Information<\/strong><\/p>\n

The information provided on this platform is used to:<\/p>\n